Terms of Service

Last updated: 8 February 2026

1. Agreement to Terms

By accessing or using CloakAI ("the Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Software.

CloakAI is provided by Chapman AI Ltd ("we", "us", or "our"), a company registered in the United Kingdom.

2. Description of Service

CloakAI is a desktop application that provides AI-assisted features for professional work. The Software is designed to process data locally on your device.

3. Licence Grant

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable licence to use the Software for your personal or internal business purposes.

You may not:

  • Copy, modify, or distribute the Software
  • Reverse engineer, decompile, or disassemble the Software
  • Rent, lease, or lend the Software to third parties
  • Use the Software to develop a competing product or service
  • Remove or alter any proprietary notices or labels on the Software

4. Subscriptions and Payment

Access to CloakAI requires a paid subscription. Subscription fees are billed in advance on a monthly basis.

You authorise us to charge the payment method you provide for all applicable fees. If payment fails, we may suspend your access to the Software until payment is received.

You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods.

5. Trial Period

We may offer trial periods at our discretion. Trial access is subject to the same Terms as paid subscriptions. We reserve the right to limit or discontinue trials at any time.

6. Your Responsibilities

You are responsible for:

  • Maintaining the security of your device and account
  • All activity that occurs under your account
  • Ensuring your use of the Software complies with applicable laws
  • The content you create or process using the Software

You agree not to use the Software to:

  • Violate any laws or regulations
  • Infringe on the rights of others
  • Generate content that is harmful, abusive, or otherwise objectionable
  • Attempt to circumvent any security features

7. Privacy and Data

Our handling of data is described in our Privacy Policy. By using the Software, you agree to our privacy practices as described therein.

You retain ownership of all content you create or process using the Software. We do not claim any ownership rights to your content.

8. Third-Party Services

The Software may allow you to connect to third-party AI services. Your use of such services is subject to their terms and conditions. We are not responsible for third-party services.

9. Intellectual Property

The Software, including its design, features, and documentation, is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted are reserved.

10. Disclaimer of Warranties

THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Software will be uninterrupted, error-free, or secure. You use the Software at your own risk.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL.

Our total liability for any claims arising from your use of the Software shall not exceed the amount you paid us in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Software or violation of these Terms.

13. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes through the Software or by email. Your continued use of the Software after changes take effect constitutes acceptance of the modified Terms.

14. Termination

We may suspend or terminate your access to the Software at any time for violation of these Terms or for any other reason at our discretion.

Upon termination, your licence to use the Software ends immediately. Provisions of these Terms that by their nature should survive termination will remain in effect.

15. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.

17. Contact

For questions about these Terms, please contact us at hello@usecloakai.com.

Chapman AI Ltd
34 High Street, Walsall, West Midlands, England, WS9 8LZ